Terms of Service

*Effective 1/1/26

1. General

This website (the “Site”) is owned and operated by Novos Network, LLC (“Novos,” “we,” “us,” or “our”). Novos Network, LLC is a wholly owned subsidiary of Welch Equities LLC.

By accessing or using the Site, you agree to be bound by these Terms of Service (“Terms”), our Privacy Policy, any applicable Refund Policy, and any additional terms disclosed at the time of purchase.

You acknowledge and agree that you are contracting solely with Novos Network, LLC. No parent company, affiliate, licensor, member, manager, officer, director, employee, or contractor of Novos shall be a party to this agreement or bear liability arising from it.

If you do not agree to these Terms, you must not access or use the Site.

We reserve the right to update or modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

2. Eligibility

You must be at least eighteen (18) years old to use the Site. By using the Site, you represent and warrant that you meet this requirement.

3. Intellectual Property

All content, materials, trademarks, copyrights, frameworks, media, and other intellectual property made available through the Site are owned by Novos and/or its licensors and are protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site and its materials for your personal, non-commercial use only.

You acknowledge that certain intellectual property may be owned by one or more separate legal entities and licensed to Novos for use. No intellectual property owner or licensor shall bear any liability related to the operation of the Site or delivery of services.

You may not copy, reproduce, modify, distribute, sell, sublicense, or exploit any content without prior written consent.

4. Educational and Consulting Disclaimer

Novos provides education, consulting, and training services only.

Nothing on the Site or in any Novos product or service constitutes legal, financial, tax, accounting, investment, medical, or other professional advice. Information is provided for general educational purposes only and should not be relied upon as a substitute for advice from qualified professionals.

5. No Earnings or Results Guarantees

Novos makes no representations or guarantees regarding income, profits, business success, or specific outcomes.

Results vary based on individual effort, experience, market conditions, and factors beyond Novos’s control. Any examples, illustrations, or explanations are provided solely for educational purposes and do not guarantee similar results.

6. User Conduct

You agree not to:

  • Violate any applicable law or regulation
  • Infringe upon intellectual property or other rights
  • Post or transmit misleading, defamatory, abusive, obscene, or unlawful content
  • Attempt unauthorized access to systems or data
  • Interfere with the operation or security of the Site

Novos reserves the right to suspend or terminate access for violations of these Terms.

7. Purchases

All purchases are final unless expressly stated otherwise at the time of purchase.

Any applicable refund, cancellation, or credit terms will be clearly disclosed prior to completing a transaction and shall apply only as stated.

8. Third-Party Links

The Site may contain links to third-party websites. Novos does not control and is not responsible for the content, policies, or practices of third-party sites. Accessing third-party sites is at your own risk.

9. Limitation of Remedies and Damages

To the fullest extent permitted by law, your sole and exclusive remedy for any claim arising out of or related to the Site or any Novos product or service shall be limited to the amount you personally paid to Novos for the specific product or service giving rise to the claim.

Under no circumstances shall Novos be liable for any indirect, incidental, consequential, special, exemplary, statutory, or punitive damages, regardless of legal theory, even if Novos has been advised of the possibility of such damages.

9a. Disclaimer of Warranties

The Site and all products and services are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Novos does not warrant that the Site or services will be uninterrupted, error-free, secure, or free of harmful components.

10. Indemnification

You agree to indemnify and hold harmless Novos Network, LLC, its parent company, affiliates, licensors, officers, directors, employees, and contractors from any claims, damages, liabilities, costs, or expenses arising out of your use of the Site or violation of these Terms.

11. Termination

Novos may terminate or suspend your access to the Site at any time, without notice. Provisions that by their nature should survive termination shall survive, including intellectual property rights, disclaimers, limitations of liability, and dispute resolution provisions.

12. Binding Arbitration and Waiving of Jury Trial

Any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or any Novos product or service shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

Arbitration shall take place in Nashville, Tennessee unless Novos Network, LLC elects otherwise.

You knowingly and voluntarily waive any right to a trial by jury.

13. Class Action Waiver

All disputes must be brought on an individual basis only. You expressly waive any right to bring or participate in any class action, collective action, private attorney general action, or representative proceeding.

The arbitrator shall have no authority to consolidate claims or preside over any form of representative or class proceeding.

If this Class Action Waiver is found unenforceable, the arbitration provision shall be null and void.

14. Attorney’s Fees and Costs

Each party shall bear its own attorneys’ fees, arbitration costs, and expenses, regardless of outcome, except that Novos may, in its sole discretion, reimburse filing fees.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Tennessee, without regard to conflict-of-law principles.

16. Severability

If any provision of these Terms is held unlawful, void, or unenforceable, such provision shall be severed, and the remaining provisions shall remain in full force and effect.

17. Contact Information

Novos Network, LLC
Email: [email protected]
Website: https://novosnetwork.com

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